Paycheck budget planner for iPhone

Every paycheck, planned.

Ledgium splits each paycheck into fixed costs, guilt-free spending, and savings, and puts every bill on the paycheck before it’s due. You always know what’s safe to spend until payday.

Coming soon to the App Store

See how it works

Free to download · No account · No bank logins

Ledgium’s Overview screen: $1,108 guilt free left until October 15, or $369 a day for 3 days, above this month’s fixed cost, guilt free, and invest / save progress and the next bills due.

How it works

A plan for every paycheck, in three steps

Tell Ledgium when you’re paid

Weekly, every 2 weeks, twice a month, or monthly. Each paycheck gets its own split.

Add your bills once

Rent, subscriptions, and loans land on the paycheck before they’re due, so they’re covered before you spend.

Spend what’s guilt free

See what’s left, and how much a day you can spend, until your next payday.

Inside Ledgium

Your whole month at a glance

Ledgium’s Budget screen: Paycheck A of $3,800 split 55%, 35%, and 10% into fixed cost, guilt free, and invest / save, with 11 bills assigned. — Split every paycheck

Start at 50/40/10 for fixed costs, guilt free, and savings, then change it anytime.

Ledgium’s Calendar: October with bills marked on their due days, paydays on the 1st and 15th, other income, and the bills coming up next. — Bills and paydays together

Tap + to add a bill or income on any day, paydays included.

Ledgium’s Trends: six months of spending by bucket, average guilt free spending, and the fixed costs that went up since May. — Where each month went Pro

Six months by bucket, and the fixed costs that are creeping up.

Features

Everything your paycheck touches

Bills, income, cards, and debts, all planned around the day you get paid.

Other income

Side jobs, benefits, or rent you collect. Each one splits like a paycheck or goes to one bucket.

Card bills

Card purchases count when you make them, then gather into a monthly card bill you pay down.

Debts

Loans, card balances, and payment plans, with your progress and an estimated payoff date.

Bill reminders Pro

A heads-up before bills are due, and a warning when guilt free runs low.

Widgets Pro

Guilt free left, right on your Home Screen and Lock Screen.

Annual set-aside Pro

A little from each paycheck for yearly bills, so they never catch you off guard.

Face ID lock

Keep your budget private, even on a phone you share.

iCloud sync

Your budget on each of your iPhones, through your own private iCloud.

Spreadsheet import

Bring your bills in from a CSV file. Export anytime with Pro.

Privacy

Your budget stays yours

Ledgium has no account and no server. Your budget lives on your iPhone and in your own iCloud, where only you can see it.

No account to create
No bank logins, ever
No ads or tracking
Private iCloud sync

Read the privacy policy

Ledgium Pro

More ways to plan

The paycheck budget is free. Pro adds the extras. Monthly and yearly plans start with a free week, or unlock Pro once with Lifetime.

Try Pro free for 7 days on a monthly or yearly plan.

TrendsSix months by bucket, and how fixed costs creep.
Bill remindersA heads-up before bills are due.
WidgetsHome Screen and Lock Screen.
Annual set-asideA little from each paycheck for yearly bills.
Unlimited bucketsAnd more than one pay schedule.
Custom paydaysPick every payday of the year.
Card guideThe best card for each category.
Shared expensesWhat you cover for others.
CSV exportTransactions and bills for any dates.

Plan your next paycheck

Ledgium is coming soon to the App Store for iPhone.